"ACCEPTING CREDIT CARDS WITHOUT A SECURE MERCHANT ACCOUNT! "

If you are starting a new business or you have an existing business, using a third party secure merchant account provider is a great idea.

WHAT is a third party provider?

A third party processor lets you accept credit online with your website order page to direct processor. The companies will let you accept credit on your behalf without needing to quality for a secure merchant account in exchange for higher fee and a percentage of the sale. You are only charge on the sale you make.These services are very poplar for online small business who are just getting started with their home business.

These services may offer different packages that may or may not include:

• Frauds control services
• Online sales & transaction reporting
• No contract, giving you no legal rights.
• Shopping can’t funchionality
• Repetition- do your research on the third party processors that you want to do business with.
• Charge backs risk- the provider names show up on a transaction, so make sure you educate your
• Clients on your credit card charge procedures.

How do you determine money wise if you need a third party processor?

Choosing whether to a accept credit card without a sercure merchant account on primarily depending mostly on your sales volume. Since rates and service are always changing constantly, it would be wise to research and compare monthly fees, discount rates and any other fees that may acure.

A rule of thumb is if your sales are under $750 to $1000 and if you don’t want to pay for a secure merchant account, then it is best that you use a third party processor. Now once, you reach $750 to $1000 a mouth in sales, you may want to look at getting your own secure merchant account that offers lower discount rates, reduced processing cost and a faster payments processing.

Some rule of thought with accepting credit cards online is that, 90% of online purchases are with credit cards, 11% of online purchase are with checks by phone payment. If you have a product or service and you are not accepting credit cards, you are losing money. Never sign a 2 to 4 year contract with Leasecomm or any other secure merchant account processor.

Before you sign a one year agreement which is ok, I suggest you wait until your profit from your business are in your hand and can accurately count you future earning.

• ClickBank accepts credits cards without a merchant account.
  
  ClickBank Marketplace allows a vendor of information products to set up a simple affiliate marketing program quickly, easily and free.

  Its 40,000 affiliates can choose from hundreds of affiliate programs on a huge range of topics and the quality of the programs offered varies widely.

  If you want to sell an e-book or other downloadable product,

  ClickBank will accept payments by credit card for you, and charge a percentage of each sale.

  You can earn $10 or $5 bonuses, and residual income for a year, by referring merchants and resellers to ClickBank affiliate marketing programs.
  
  ClickBank accepts credits cards without a secure merchant account.

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Gerald Gilford, Internet Marketing Mall